Construction has begun on Sacramento's newest single-resident occupancy building downtown. On Monday, a backhoe operator and other construction workers continued demolishing an old foundation at Seventh and H streets. The eight-story, 150-unit mid-rise being built there by Mercy Housing is the first new structure going up in the railyards redevelopment project area. Once completed, the $47.4 million affordable housing project, known simply as “Seventh & H,” will be one of the city's largest permanent supportive housing projects. Half of the units will be reserved for homeless or recently homeless people, and the rest is aimed at downtown workers making $20,000 to $25,000 a year. "Sevent

Everyone wants "affordable" housing. But few people know what that is. The U.S. Department of Housing and Urban Development has defined affordable housing as no more than 30 percent of a household's income. That means you shouldn't be paying more than 30 percent of your income for housing — whether mortgage payments or rent — plus utilities each month. "People think affordable housing means just one thing. But it doesn't," said Sandra Hamameh, program director for the Sacramento Housing Alliance. "It means being able to afford a place to live, at whatever stage you're in in your life." Levels of affordability are also based on an area's median incomes. The median incomes for Sacramento

A proposal is in the works to create one of the largest permanent supportive housing projects in the city. The $41 million building at Seventh and H streets also is poised to become the city's newest single-resident occupancy, or SRO, structure. The infill project would feature sustainable design and materials, so the developers and architects will ask the U.S. Green Building Council to certify it as a sustainable building. But perhaps most unique about the public-private project being developed by Mercy Housing and the Sacramento Housing and Redevelopment Agency is that it would offer support services to formerly homeless people in innovative and mixed-population permanent housing. Its